Gusto Pricing Explorer
Gusto Pricing Explorer
Compare plans, estimate costs, and benchmark against competitors.
Cost Estimator
Plan:
Employees:
Contractors:
Billing:
Estimated cost: —
Key Takeaways
- Simple: $40/mo base + $6/employee
- Plus: $80/mo base + $12/employee
- Contractors: $0 base + $6/contractor (no W2)
- Annual = 2 months free (~16.7% off)
- Health benefits: Broker or Gusto-integrated
- SMB payroll leader: Simpler than ADP, cheaper than Rippling
Plans & Prices
| Plan | Base | Per Employee | Per Contractor | Best for |
|---|---|---|---|---|
| Simple | $40/mo | $6/mo | $6/mo | 1–25 W2 |
| Plus | $80/mo | $12/mo | $12/mo | 25–100 W2 |
| Premium | Custom | Custom | Custom | 100+ W2 |
| Contractor Only | $0 | N/A | $6/mo | 1099 only |
Competitor Comparison
Plan:
Employees:
Contractors:
Billing:
| Tool | Mapped tier | Pricing basis | Monthly cost |
|---|---|---|---|
| Gusto | Plus | $80 + $12/emp | — |
| Rippling | Core | $8/emp + modules | — |
| ADP RUN | Essential | $59 + $10/emp | — |
| Paychex | Flex Select | $60 + $5/emp | — |
| Bambee | Core | $99/mo flat | — |
Gotchas
- Base fee applies even with 0 employees.
- Health benefits: Broker fees extra.
- Multi-state payroll on Plus+ only.
Average Ratings
G2 Rating: 4.5 / 5 (3,200+ reviews)
Capterra: 4.6 / 5 (2,900+ reviews)
Based on verified reviews as of 2025.
Common Complaints
- Base fee adds up for small teams.
- Support slow during tax season.
- No native 401(k) on Simple.
Common Praises
- Intuitive UI, fast onboarding.
- Auto tax filing & payments.
- Built-in benefits & time tracking.
Plans & Prices
| Plan | Base | Per Employee | Per Contractor | Key Features |
|---|---|---|---|---|
| Simple | $40/mo | $6/mo | $6/mo | Payroll, benefits, support |
| Plus | $80/mo | $12/mo | $12/mo | Time tracking, multi-state |
| Premium | Custom | Custom | Custom | Dedicated support, HR |
| Contractor Only | $0 | N/A | $6/mo | 1099 payments only |
Annual billing saves ~16.7% (2 months free). All plans include unlimited payroll runs.